PRIVACY POLICIES
This Privacy Policy is designed to give you more information about our practices and to understand the privacy options you have when using our site and services.
if you have any questions about these practices or any not addressed in this Policy; please contact us.
1 WHAT KIND OF INFORMATION DOES PAY TO PERU COLLECT?
1.1. Pay To Peru collects information as follows:
1.1.1. Information provided by you: We can ask you personal information related to your identification data such as (names, email, telephone, etc.), when we create an account in our system, or when you register to pay products or services in any place asociated to PayToPeru.
1.1.2. Information we obtain when you use our services: We collect information related to the service: IP address, cookies, domain. This allows us to identify your browser or your account in Pay To Peru.
1.2. Information to identifi a person and contact her. Such as name, email, telephone, address, bank account number, and others. This information is property of that person. Information not refering to a particular individual, allowing their identification individually, such as amount of transaction, purchase of a specific product or service, payment methods, bank used. This information does not have the nature of personal information.
1.3. Based on this Privacy Policy, Pay To Peru may collect, use, store and protect your personal information, including, but not limited to:
1.3.1. Identification information (for instance: names, email, telephone number, address, username provided by Pay To Peru, and others).
1.3.2. Bank and payment information (for example, credit or debit card information, account number).
1.4. Pay To Peru may share your personal information among payment methods companies, if necessary to provide our services. Payment methods companies will be obliged to use your personal information only in the way established by this Privacy Policy and in accordance with it. Acceptance of this Privacy Policy implies the authorization for Pay To Peru to share your personal information with payments companies.
1.5. We can also combine it with other information to provide and improve our services, contents, advertising, and others.
1.6. You are not obligated to provide us with your personal information, but if you choose not to do so, you will not be able to benefit from our services or we will not be able to answer your questions and needs.
1.7. You agreed with this Privacy Policy by clicking on our Terms and Conditions of use box in our website. If it´s not possible for us to get your permission in this way; the place where you have a commercial relationship is responsible for informing you about the existence of our Privacy Policy and will be the one who collects your acceptance of it In any case, you will always check this Privacy Policy in our website, Legal section www.paytoperu.com
1.8. Pay To Peru will not give your personal data a different treatment than authorized by you or as provided in this Privacy Policy.
1.9. All personal data and information that you provide to us must be true, complete, accurate, updated, verifiable and understandable.
1.10. Pay To Peru may modify its Privacy Policy, at any time. The modifications will be published on our website and will become effective when published, unless otherwise indicated. If the modifications require your express consent, you will be informed, so that you expressly accept. Pay To Peru recommends you read the Privacy Policy carefully, every time you use our services.
2. HOW DOES PAY TO PERU USE YOUR INFORMATION AND WHAT IS IT FOR?
2.1. Our main objective when collecting personal information is to provide you with a safe, efficient, personalized and smooth experience of our services.
2.2. Pay To Peru collects your personal information, or delegates others to collect and use data on behalf of Pay To Peru, according to this Privacy Policy:
2.2.1. Process transactions and send notifications to merchants linked to Pay To Peru, the institutions that validate and process the transactions and to the buyers. For the processing of Pay To Peru transactions, you can validate and share your personal information with third parties, such as financial institutions that issue payment methods, acquisition franchises such as Visa and MasterCard, and others. By accepting this Privacy Policy, you authorize us to share your personal information with such institutions.
2.2.2. Use your data on internal filters or provided by third parties to Pay To Peru, in order to validate transactions and mitigate the risk of identity theft of cardholders.
2.2.3. Provide you with assistance and troubleshooting services.
2.2.4. Prevent the Pay To Peru system from being used to carry out illegal activities and in order to enforce our General Terms and Conditions of use of the system.
2.2.5. Customize, measure and improve the services provided by us, our website and access to our services.
2.2.6. Compare information to verify its accuracy.
2.2.7. Inform yourself about failures and service updates.
2.2.8. Verify your identity
2.2.9. Contact you or send you notifications, if necessary. We respects your preferences in relation to communication and contact ways. If you do not want to receive notifications through text messages on your device, or prefer to receive them via a single means of communication, for instance by email, you can let us know by contacting us directly.
2.2.10. Resolve disputes.
2.2.11. Bill the use of Pay To Peru services.
2.2.12. Use your personal information for internal purposes, such as audits, data analysis and research to improve products, services and communications with users of Pay To Peru services.
2.2.13. Carry out the processing of your personal data in our servers, which are located in different countries of the world, always ensuring that these countries have protection of personal data in accordance with those established in this Privacy Policy and the applicable legislation.
Pay To Peru reserves the right to transfer your personal information outside the country of your residence and domicile, always ensuring that these countries have personal data protection levels in accordance with those established in this Privacy Policy and the applicable legislation and provided that said transfer is made to comply with the provision of our services or is given in development of any of the purposes set forth in this Privacy Policy. By using Pay To Peru services, you authorize such transfer.
2.2.14. Store your personal data for the time that is required for the fulfillment of the purposes for which they were collected and in accordance with the commercial laws or privacy and protection of information, in the country in which Pay To Peru provides its services.
2.2.15. Ask for your opinion or participation in electronic surveys.
2.2.16. Send you communications, commercial and advertising information from us, from the businesses registered in Pay To Peru and from third parties that include promotions to purchase goods or services through Pay To Peru.
2.2.17. Organize and carry out contests, games, offers or promotional or marketing operations, and similar events of Pay To Peru and / or the businesses linked or not to us.
2.2.18. Send you discount coupons or grant benefits for future purchases through Pay To Peru.
2.2.19. Propose you affiliation to loyalty programs, create user consumption profiles, and send promotional and advertising materials that may be of interest to you.
2.3. Pay To Peru will request your consent before using your personal data, for any purpose other than those established in its Privacy Policy.
2.4. Pay To Peru will collect your personal data in their corresponding databases or personal data banks and will give them the treatment established in this Privacy Policy. Whenever required by law, those databases or data banks will be registered before authorities
3. PUBLICITY
3.1. Pay To Peru does not market or obtain any kind of profit from the use of your personal information.
3.2. Pay To Peru may combine your personal information with our information, or from businesses linked to us, our services users or from third parties to improve and personalize the content of advertisements, promotions and advertising that may be of your interest.
3.3. If you do not wish to receive advertising information, or do not want your data to be used to custom your profile for marketing purposes of our products or services or from merchants linked to Pay To Peru or third parties, you can at any time request to stop the use of your personal data for these purposes, through the means provided by us, indicated in this Policy or in the means of contact that we have with you.
4. COOKIES AND OTHER TECHNOLOGIES
4.1. The Pay To Peru website, online services, email messages and advertisements may use “cookies” and other technologies such as pixel tags and web beacons. These technologies allow Pay To Peru, understand the behavior of its users, indicate what parts of the websites were visited and facilitate and measure the effectiveness of ads and web searches.
4.2. By using the software or websites of Pay To Peru, you consent to the use of cookies.
4.3. You can decide to reject cookies at any time. However, if you do so, keep in mind that some features are only available through the use of cookies and therefore if you decide not to accept them, they will not be available.
4.4. The information that is collected by cookies and other technologies is treated by Pay To Peru as non-personal information, unless in accordance with Peruvian law, it must have this treatment.
4.5. Internet Protocol (IP) addresses and similar identifiers will be treated by Pay To Peru as personal information, when in accordance with Peruvian legislation they must have this treatment.
4.6. When non-personal and personal information are combined, the information will be treated as personal information.
5. ACCESS KEYS
5.1. Pay To Peru will be able to put at your disposal a personal password, which will be configured by you, and with it you can access our services through the Pay To Peru website.
5.2. The password must be kept under absolute confidentiality and, in no case, you must reveal it or share it with other people.
5.3. You will be responsible for all acts that take place through the use of your email address and personal password to access Pay To Peru services.
6. HOW DO WE SHARE YOUR PERSONAL INFORMATION WITH OTHER USERS FROM PAY TO PERU AND THIRD PARTIES FOR THE EFFECTS OF PROVIDING OUR SERVICES?
6.1. Pay To Peru may share your personal data with financial entities, franchises, verification entities, or others, participants in the process and validation of payments, for the purposes established in this Privacy Policy. By accepting this Privacy Policy, you authorize Pay To Peru to share your personal data with those entities.
6.2. Pay To Peru may share your personal information with business linked to Pay To Peru, in order to achieve the realization of a payment through Pay To Peru. This includes sharing information related to the refusal of payment or unsuccessful payments made by you to those businesses. Business linked to Pay To Peru will not be able to use your personal information for any purpose other than the one established here, unless yougive your consent to it. Pay To Peru is not responsible for the handling, practices of protection of the information or compliance with the laws of protection of personal data by the businesses linked to Pay To Peru.
6.3. Pay To Peru will not disclose your credit card number or bank account number to the businesses that you paid through Pay To Peru.
6.4. Pay To Peru may, in some cases and if necessary, share your personal data with operators, agents or service providers that are partners or contractors of Pay To Peru, for the provision of Pay To Peru services. In all cases, Pay To Peru will demand from those who share your personal data, take the appropriate organizational and technical measures in order to protect your personal data and respect the corresponding legislation.
6.5. Pay To Peru may share your personal information with collection agencies, under the terms allowed by law.
6.6. Pay To Peru may share your personal data with companies with which you can merge or with companies that intend to acquire, in whole or in part, the company Pay To Peru. In any case, this Privacy Policy will continue to govern the terms of use of the information, until it is replaced or modified, depending on the situation.
6.7. Pay To Peru may disclose your personal information when we are required to do so in compliance with the credit card management policies or rules of the financial institutions that participate in the process of processing and validating payments.
6.8. Pay To Peru may disclose your personal information, during a legal process, litigation and / or request of public and governmental authorities inside or outside your country of residence.
6.9. Pay To Peru may disclose your personal information if this is necessary for compliance with the law or administrative or judicial order.
6.10. Pay To Peru may disclose your personal information when it considers that there is sufficient evidence to believe that the disclosure of personal information is necessary to avoid damages or financial losses to Pay To Peru or any user of Pay To Peru services.
6.11. Pay To Peru may disclose your personal information when it requires reporting any suspected illegal activity.
6.12. Pay To Peru may access and use your personal data, when we believe in good faith that doing so is necessary to: i. comply with applicable law; ii. protect our users from spam or prevent fraud attempts to our users, among others; iii. for the operation and maintenance of our websites, products and services, such as, for instance, to prevent or put an end to an attack on our networks and our computer systems; iv. protect our rights and assets; v. to demand compliance with the terms governing the use of our websites, products or services.
7. HOW TO ACCESS YOUR PERSONAL DATA AND EXERCISE YOUR RIGHTS AS A USER??
7.1. Pay To Peru guarantees access to your personal information so that you can modify, correct, update, delete or deny your treatment. You will have the right to access such information in the manner and times established by the applicable legislation, in accordance with the laws of your country or the country in which the processing of personal data is being carried out, as applicable.
7.2. You may carry out all the aforementioned actions in relation to your personal information, unless Pay To Peru must maintain it in the state in which it is registered in the Pay To Peru system, for legitimate legal or business reasons.
7.3. Pay To Peru may reject, as long as it is legally permitted, requests for changes, modifications, updates, among others, of your personal information, which are: i. more repetitive than reasonable, ii. that require a disproportionate technical effort (for example, developing a new system or radically changing an existing practice), iii. that endanger the privacy of other users or iv. that are not practical at all (for example, requests that refer to information stored in backup systems).
7.4. Pay To Peru will be able to provide the data update service free of charge. In the event that the update or modification of personal data generates any cost, you will be notified in advance and will be charged as long as it is legally permitted.
7.5. By providing Pay To Peru services, your personal data is protected, ensuring that it can not be accidentally or intentionally deleted. For this reason, even if you delete your data from our services, it is possible that Pay To Peru does not immediately destroy the residual copies stored on our active servers, nor the data stored in our security systems, if that fact could cause damage to the rights or legitimate interests of third parties or if there is a legal obligation to keep them.
8. WEB SITES LINKED TO PAY TO PERU AND THIRD PARTY APPLICATIONS
8.1. There may be links on the Pay To Peru websites that take you to another website.
8.2. The linked websites are not under the control of Pay To Peru and have different privacy policies.
8.3. If you use extras, add-ons or third-party applications to access Pay To Peru services, the provider of such applications may have access to certain personal data of yours. Pay To Peru can not control how the application provider uses the personal data available in connection with them. Do not forget to read the provider’s privacy policies before installing or using the applications.
8.4. The Pay To Peru Privacy Policy only concerns the personal data collected by Pay To Peru. Pay To Peru recommends you be careful when you provide your information on the Internet. Pay To Peru does not accept any responsibility in relation to web sites beyond its control.
9. PROTECTION AND SECURITY OF PERSONAL INFORMATION
9.1. Pay To Peru takes the legal, technical and organizational measures it deems necessary to maintain the security of your personal information, with due compliance with the corresponding obligations and exceptions in accordance with current legislation.
9.2. Pay To Peru follows industry standards for personal data protection, including, in other measures, firewalls, Virtual Private Network (“VPN”) and Secure Socket Layers (“SSL”). Additionally, Pay To Peru is an entity certified under the PCI (Payment Card Industry Data Security Standard) standard.
9.3. Pay To Peru protects your personal information during use and storage, if necessary, with encryption methods, among other existing or future techniques that guarantee the security of information.
9.4. Pay To Peru reviews its policy regarding the collection, storage and processing of your personal data, including physical security measures, to prevent adulteration, loss, consultation, use or unauthorized or fraudulent access to your personal information.
9.5 Pay To Peru communicates its Privacy Policy to employees and suppliers and applies strict privacy protection measures within it.
9.6. Pay To Peru limits the access of contractors, agents and employees to the personal information they must process. Only authorized employees of Pay To Peru or its affiliates, subsidiaries or service providers who need access to such information in order to fulfill their work obligations may have access to personal data.
Pay To Peru ensures that they comply with strict contractual confidentiality obligations and that they are subject to contractual and legal consequences that such breach may generate.
9.7. Pay To Peru ensures that the obligation of confidentiality assumed by the people involved in the processing of your personal information, subsists even after the relationship between Pay To Peru and those people has ended.
10. RETENTION OF PERSONAL INFORMATION
10.1. Pay To Peru will keep your personal information for the period necessary to fulfill the purposes described in this Privacy Policy, unless the law requires or permits a longer retention period.
11. MINORS
11.1. Pay To Peru does not knowingly collect, use or disclose personal information from minors, according to the minimum equivalent age in the relevant jurisdiction, without the prior consent of the parents or representatives of the minor.
11.2. Pay To Peru services are not intended or designed to attract minors.
11.3. If we learn that we collect the personal information of a minor according to the jurisdiction, without first receiving a verifiable parental consent, we will take steps to eliminate the information as soon as possible.
11.4. We encourage parents to stay informed about their children’s activities on the Internet to ensure that information about a child is not collected without parental consent.
12. QUESTIONS ABOUT PRIVACY
12.1. If you have any questions or concerns about our Privacy Policy or data processing, or if you wish to file a complaint regarding a possible violation of local privacy laws, please contact us at: informes@paytoperu.com
12.2. The updating of the personal data of the users, as well as the rights of information, access, rectification, cancellation and opposition can be exercised through written communication addressed to informes@paytoperu.com
12.3. Pay To Peru responds to all your concerns in the shortest possible time. If you are not satisfied with the response received, you can refer your complaint to the relevant data protection authority.
